Compania Coface Romania a dat publicitatii zilele trecute un studiu potrivit caruia restantierul tipic provine din zodia Leu. Libertatea a consultat-o pe Acvaria, astrologul ziarului, pentru a vedea cat de adevarata este aceasta afirmatie si de ce persoanele nascute in zodia Leului ar fi predispuse sa ramana in urma cu plata ratelor la creditele contractate la banci. Prima concluzie: ‘Leii cred ca nimic nu-i poate dobori’.
Astrologul Libertatii sustine ca totul vine de la faptul ca Leii au foarte multa incredere in ei. ‘Este o caracteristica a zodiei. Considera ca sunt invincibili. Din pacate, nu de putine ori asta ii face sa se hazardeze in mai mult decat pot duce’, sustine astrologul Acvaria. In opinia ei, nativii din zodia Leu nu sunt nici mincinosi, nici neseriosi, ci doar foarte mandri si siguri pe ei. ‘Ei considera ca detin puterea absoluta si niciodata nu isi pot imagina ca vor pierde. Doar asa se poate explica faptul ca barbatii zodiei Leu au ajuns campioni la neplata creditelor’, explica astrologul.
Portretul restantierului
Potrivit studiului Coface Romania, care a realizat portretul-robot al restantierului tipic, acesta este barbat, in zodia Leu, nascut in luna iulie, are 35 de ani, locuieste in Bucuresti, are studii medii si a intarziat 90 de zile cu plata ratelor la cre-ditele contractate la diferite institutii financiare.
Cei nascuti in aceasta zodie isi recunosc „viciul”
Majoritatea romanilor au credite, mai mici sau mai mari, nu de putine ori un imprumut la banca fiind singura cale de a realiza ceva important. Libertatea a facut un sondaj in randul nativilor din zodia Leu, pentru a vedea cat de multa importanta dau oamenii imprumuturilor si cat de constiinciosi sunt atunci cand isi platesc ratele la banci.
„Au marit dobanda fara sa stiu”
Andrei Izarian (28 ani, zodia Leu), functionar public: ‘Am avut un credit si am patit-o. BCR mi-a marit dobanda fara sa stiu, eu mi-am achitat corect ratele, dar am fost raportat la Biroul de Credite. E revoltator si e doar
vina bancii’.
„Am platit penalizari”
Vasile Mizileanu (48 ani, zodia Leu), mecanic: ‘Am credite de nevoi personale si mi s-a mai intamplat sa intarzii cu plata ratelor. Ori am avut alte probleme, ori n-am avut bani. Nu am ajuns sa fiu raportat la Biroul de Credite, dar am platit penalizari’.
„Am intarziat uneori cu plata”
Calin Ion (52 ani, zodia Leu), pensionar: ‘Am credite de nevoi personale. Am fost nevoit sa le fac. E calea cea mai sigura de a rezolva problemele. Altfel nu se poate. Din pacate, am mai intarziat uneori cu plata ratelor si am fost nevoit sa platesc penalizari’.
„Mi s-a intamplat de mai multe ori”
Iacob Voinescu (52 ani. Zodia Leu), sudor: ‘Mi s-a intamplat de mai multe ori . Am mai intarziat cu rata, insa dupa aceea m-am straduit sa nu se mai intample pentru ca dadeam banii in plus degeaba.
M-am decis sa platesc si rate in avans ca sa scap de ele’.
„Nu am timp sa ajung la banca”
Mirela Pena (34 ani, zodia Leu), economist: ‘Mai mult de cateva zile nu am depasit termenul pentru achitarea ratelor la credite. Evident ca am fost penalizata. Nu cu sume mari. Uneori nu am avut timp sa ajung la banca la data respectiva’.
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