Românii care vor să-şi cumpere o locuinţă îşi pun toate speranţele în programul “Prima Casă”, practic singurul credit ipotecar care merge bine în aceste vremuri grele. Drept dovadă, Fondul de garantare a creditelor a ajuns să primească acum circa 140 de dosare pe zi, iar Guvernul face suplimentare de fonduri după suplimentare ca să acopere toate cererile. În plafonul de garanţii pentru programul guvernamental tocmai au intrat încă 400,5 milioane de lei (echivalentul a 90 mil. euro), iar noile alocări vin după o altă suplimentare de 710 milioane de lei din garanţiile neutilizate pentru locuinţele ANL, făcută cu doar trei săptămâni în urmă. Statisticile arată că românii până-n 35 de ani, aflaţi la începutul carierei, sunt principalii beneficiari ai programului. Fondul a oferit băncilor garanţii de 2,8 miliarde de lei pentru cele circa 17.400 de credite acordate de la începutul lui 2014, iar valoarea medie a garantiei a fost de 160.000 de lei. Aproape o treime (31) dintre locuinţele cumpărate au fost construite după 2008.
Top 5 cele mai avantajoase oferte ale băncilor pentru creditul Prima Casă

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