In momentul de fata, creditele in lei sunt insa mai scumpe decat cele in valuta. Guvernatorul a avertizat insa populatia sa nu se indrepte catre acestea din urma, si a atras chiar si bancilor atentia sa nu-si sfatuiasca clientii sa apeleze la cre-ditele in valuta, chiar daca sunt mai ieftine. „BNR poate sa spuna cu certitudine ca dobanda la lei va scadea si inca semnificativ, iar dobanzile la euro si dolar vor creste. Trebuie tinut cont de faptul ca un credit se da pe o perioada lunga de timp, iar creditele in valuta sunt riscante”, a precizat Isarescu.
Guvernatorul a criticat bancile care au afirmat ca au gasit o fisura in normele BNR, reusind sa acorde in continuare credite fara girant si cerandu-le polite de asigurare. „I-au trimis pe oameni dupa cai verzi pe pereti, pentru ca o polita de asigurare e mai scumpa decat girantul”.
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