Tiberiu Cadar
Răspuns: În această situaţie, vă recomandăm să analizaţi în detaliu prevederile celor două contracte de credit încheiate. În al doilea rând, solicitaţi explicaţii băncii, faţă de situaţia în care, deşi achitate ratele scadente, creditul imobiliar a fost înstrăinat către societatea de recuperări. De asemenea, în funcţie de clauzele contractuale, în cazul în care apartamentul ipotecat se află în proprietatea dv., acesta va putea fi urmărit şi executat silit. În situaţia în care executarea silită va fi iniţiată, aveţi varianta achitării debitului restant sau varianta contestării executării în condiţiile în care apreciaţi că executarea este abuzivă şi excede cadrului legal şi contractual.
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