Cuprins:
Noi modificări la Legea Pensiilor Private
Cea mai importantă prevedere permite bolnavilor oncologici să solicite și să primească integral suma acumulată în Pilonul 2 de pensii, într-o singură plată.
Pentru ceilalți participanți, legea stabilește că se pot retrage doar 30% din suma acumulată, restul fiind plătit în tranșe lunare pe parcursul a opt ani.
Fondurile de pensii private obligatorii (Pilonul 2) au înregistrat o creștere semnificativă. La finalul lunii iunie 2025, activele acestora au ajuns la 170,8 miliarde lei, cu 19% mai mult față de aceeași perioadă a anului precedent.
Majoritatea sumelor din Pilonul 2 sunt investite în titluri de stat, reprezentând 66,3% din totalul activelor. Acțiunile ocupă locul doi cu 23,7%, urmate de obligațiunile corporative cu 4%.
În iunie 2025, contribuțiile încasate au atins 1,93 miliarde lei, cu o medie de 431 lei per participant. Numărul total de participanți la Pilonul 2 a ajuns la 8.383.408.
Pilonul 3 de pensii
Fondurile de pensii facultative (Pilonul 3) au înregistrat, de asemenea, o creștere. Activele acestora au ajuns la 6,26 miliarde lei în iunie 2025, cu 17,5% mai mult față de anul anterior.
Conform raportului ASF, „cele mai multe investiţii au fost efectuate local (95%), majoritatea fiind denominate în lei (87%)”. Contribuțiile lunare la Pilonul 3 au atins 76 milioane lei, cu o medie de 167 lei per participant.
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În prezent, peste 8,3 milioane de români contribuie lunar la Pilonul II de pensii. Fondurile private au acumulat peste 150 de miliarde de lei, cu o contribuție actuală de 4,75% din salariul brut al fiecărui angajat.
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