Totuși, chiar dacă depozitele aduc mai puțini bani, există cai pentru a crește aceste sume de bani. Și nu prin artificii riscante, ci prin intermediul aceluiași instrument financiar. Adică, tot prin depozite la banci, dar la dobânzi mai mari.
Și unde găsim aceste depozite? Daca bancile românesti nu ofera o dobândă satisfăcătoare, atunci avem alta soluție: putem plasa banii în depozite in banci din străinatate, dacă acestea ofera dobânzi mai atractive. Dar sunt țări cu oferte mai generoase?
Dobânzi mai ridicate
Iar răspunsul este afirmativ: sunt țări europene unde băncile oferă dobânzi mult mai atractive ca în România. Econtext va prezinta o analiza a dobanzilor pe care le plătesc băncile din toate statele Uniunii Europene pentru depozitele la termen. Am avut în vedere un depozit la termen pe o perioadă de 1 an, cu dobândă fixă și plătibilă la scadență.
În plus, suma pe care am inclus-o în depozit este de 15.000 de euro. De asemenea, nu am luat in calcul diferitele comisioane (de mentenanta, retragere, etc) sau bonusuri (în Germania poți primi cadou camere de filmat în funcție de mărimea si durata depozitului) oferite de băncile europene.
Citește mai departe pe econtext.ro.
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