Indicele ROBOR la 3 luni este principalul indicator pentru creditele în lei, astfel că o creștere a acestuia înseamnă creșterea ratelor.
Cei mai afectați sunt cei cu credite imobiliare contractate prin programul Prima Casă.
Reamintim, anul trecut în același interval al anului trecut, indicele ROBOR era situat la un nivel de trei ori mai mic, respectiv sub 1%.
Indicele ROBOR reprezintă media dobânzilor cu care băncile se împrumută între ele.
Legătura dintre dobânzi și scumpiri
Indicele ROBOR urcă deoarece BNR a majorat dobânda-cheie la 2,5%. La rândul său, BNR a crescut dobânda pentru a contracara inflația.
Inflația a atins 5,4% în luna mai a acestui an.
Atunci când inflația crește, băncile centrale de regulă cresc dobânzile pentru că astfel frânează consumul.
În România, consumul a crescut puternic în ultimii ani ca urmare a creșterilor de salarii și pensii și a scăderii taxelor.
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/280_b2f802206437f37db4e1a68ad276b627.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/280_3b56d642b166819d584cd012c00207ae.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/280_551a9984090b3e3469f864f0375e40cd.jpg)
:quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/280_77b055df13f1704bc1b7fc2360d6b958.png)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/280_c3d03d1585ec819282261eb6b51e8f25.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/280_d69bce96ad5a2a3b509c2bc4ae5c7e70.jpg)
:quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/276_cd5b7f677f19c87b92383f9d178397e8.png)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/206_4088089139bcc0c8dd9a04e1ab676d36.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/278_cc3be885a7b78fca9b31169a61f95d9c.webp)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/50_3f76e8204d7e7c95431300dabc9a4abc.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/281_a22b1443b905f56da42292528d1fd6ce.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/153_54a945b7bcc4a42d382684dd041848ec.webp)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/233_cee950251ea97f558fb09cee14329f72.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/253_be0494aa5d1e7ea0ff04e474fe9afe4e.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/197_4a22f50844777c07997f2950c4af9748.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/284_262584e292caede6f634db1e9d48c68c.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/275_7f0b16ebab2b1809b31ac690110ef3c9.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/274_2c79aa4abf2331e1563b0777489410ae.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/274_c1167e9e73035572301ac3daa7917bcf.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/284_a81feaa7438a13357d7d152969e0d310.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/16_614e3e84d0b44cab7831d65e490ce9dd.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/289_776c79e01e6ab7777ddd387124e05bbb.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/206_38aa2a3380d4db1ce8cbd07a7e17c57e.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/255_c346f3b4d749078c98f6777766050f66.webp)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2018/05/bnr.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/204_629fbbbfd37c9a2667b76683290f552f.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/204_0a3a2d473c1b3c3debcf54988c121712.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/02/elevi-liceu-bucuresti-e1776791178737.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/cutia-securizata-in-care-se-afla-coiful-de-la-cotofenesti-si-bratarile-dacice-e1776788822141.jpeg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/287_f70b657aa43466f1a00ea708cad571df.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/287_c47018bca1700db6f90059aca5956274.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/hepta8403158-1.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2025/12/anisia-gafton-pro-tv.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/172_6248df911a5c642265b899d04e8fdb8d.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/172_8a42b0ebbbc50cd0a03eeaf110bb96b6.jpg)
:contrast(8):quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/179_3a65ef23db354ac092f7c2c1b42705e9.jpg)
:quality(75)/https://www.libertatea.ro/wp-content/uploads/feed/images/179_246042b34857f66661de2bdd7c770f01.png)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/8072095-mediafaxfoto-alexandrudobre-1-1024x683-1.webp)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/03/ilie-bolojan.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/cec-medical-cabinet-4-1.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/punct-de-control-aleatoriu-al-politiei--imagine-cu-caracter-ilustrativ--foto-profimedia-e1776781017577.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/profimedia-1087666232-e1776777190293.jpg)
:quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/un-tigru-a-sarit-in-public-dupa-ce-plasa-de-siguranta-a-arenei-s-a-rupt-la-un-circ-in-rusia--foto-captura-video.png)
:quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/milka-monopoly.png)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/ce-inseamna-expresia-a-picat-ca-musca-in-lapte-si-de-unde-vine.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/barbat-consulta-acte.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/cele-mai-dificile-cuvinte-de-despartit-in-silabe.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/galeata-mortar.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/02/romania-va-prelua-singurul-port-maritim-fluvial-din-republica-moldova-anunta-ciprian-serban-1-e1772187945919.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/barbat-bea-cola.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/de-la-revolutie-si-pana-in-prezent-federatia-rusa-nu-a-alocat-niciun-leu-catre-primariile-din-dobrogea-in-care-traiesc-comunitati-semnificative-de-rusi-lipoveni-copy.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/tornada.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/nicusor-dan-declaratii-ase-1.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/banner-cu-mesaj-rasist-la-meciul-rapid-universitatea-craiova--foto-cristi-preda-gsp-e1776769573552.jpeg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/nicusor-dan-ilie-bolojan-afp20250620636g8zqv1highresromaniapoliticsgovernment-copy.jpg)
:contrast(8):quality(75)/https://static4.libertatea.ro/wp-content/uploads/2026/04/acord-liban-israel.jpg)
Loghează-te în contul tău pentru a adăuga comentarii și a te alătura dialogului.